Travel Insurance

Claim rejection or partly rejected claims

It is not an unusual occurrence and sometimes Insurance Companies do make the wrong decision.

If you have had a Travel Insurance claim either completely or partly rejected within the last 5 years, My Insurer Won’t Pay will happily review your claim.

Here is a list of some of the reasons why an insurer rejects or partially rejects a Travel / Holiday Insurance claim.

Failure to disclose material information at policy inception
Failure to disclose pre-existing medical condition
Failure to obtain recommended vaccination / treatments prior to travel
Failure to report claim within the specified timeframe
Failure to provide documentary evidence of items lost or stolen
Failure to report the matter to the police
Undertaken a forbidden sporting activity
Consumed alcohol

A rejected claim means the insurer will not pay anything until they are happy that they are liable for the claim, we will therefore fight on your behalf to obtain an early admission of liability. Once the insurer has accepted liability we will then attempt to negotiate an interim payment whilst dealing with your claim in full.

Whatever your Travel / Holiday insurance claim, My Insurer Won’t Pay can assist:

Assess the total value of your claim
Assess the prospects of success
Review your medical history
Obtain independent medical evidence
Assess if you have a loss of holiday enjoyment claim
Assess if you are entitled to additional compensation

We will obtain the maximum settlement you are entitled to recover using our significant expertise and knowledge of repudiated Travel / Holiday insurance claims.

If a policyholder was represented by a broker, it may be that the broker should have been aware that certain facts needed to be disclosed. In these cases, we might consider it more appropriate for the policyholder to make a claim directly against the broker.

Warranties and CONDITIONS

Some Travel / Holiday Insurance policies contain warranties and conditions that are not found in other insurance policies. In each case, we will review whether it was correct for the insurer to reject or partially reject the claim and rely on a strict interpretation of the warranty or condition in question.

If a policy holder was represented by a broker, it may be that the broker should have been aware that certain facts needed to be disclosed. In these cases, we might consider it more appropriate for the policyholder to make a claim directly against the broker.

There are a number of reasons why your claim could be rejected:

Incorrect information – if you gave wrong information at any stage (for example, about how something got damaged), it could affect your claim.
Lack of due care – for example, you may have unknowingly contributed to the event  which may mean you’re not covered under the terms of the policy.
You didn’t take reasonable care to answer all the questions on the application truthfully and accurately – for example you might not have told the company about a pre-existing medical condition, county court judgment (CCJ) or criminal conviction.

If you are not happy with the reasons the insurance company give for rejecting your claim, contact My Insurer Won’t Pay and we will happily review your claim. 

Claim rejection or partly rejected claims

Here is a list of some of the reasons why an insurer rejects or partially rejects a Travel / Holiday Insurance claim.

Whatever your Travel / Holiday insurance claim, My Insurer Won’t Pay can assist:

High Success Rate

Short Payout Time

Large Sums Recovered

Nationwide Coverage

Warranties and CONDITIONS

Testimonials

Miss Hurlston, Sheffield

Mr Savage, Manchester

There are a number of reasons why your claim could be rejected:

My Insurer Won’t Pay
The Disputed Insurance
claims specialist

Yes, You could be Entitled to Claim!