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Professional Indemnity/Public liability Insurance

Claim rejection or partly rejected claims 

businessIt is not an unusual occurrence and sometimes Insurance Companies do make the wrong decision.

If you have had a Professional Indemnity or Public Liability Insurance claim either completely or partly rejected within the last 6 years, My Insurer Won’t Pay will happily review your claim free of charge (no cost whatsoever).

Here is a list of some of the reasons why an insurer rejects or partially rejects a Professional Indemnity / Public Liability Insurance claim.
  • Failure to disclose material information at policy inception
  • Failure to undertake risk assessments
  • Failure to update equipment / IT systems
  • Failure to notify your insurer of a potential claim
  • Failure to provide documentary evidence
  • Failure to provide adequate training to staff
  • You have responded to a claim without authority from your insurer

A rejected claim means the insurer will not pay anything until they are happy that they are liable for the claim, we will therefore fight on your behalf to obtain an early admission of liability. Once the insurer has accepted liability we will then attempt to negotiate an interim payment whilst dealing with your claim in full.

Whatever your Professional Indemnity / Public Liability Insurance claim, My Insurer Won’t Pay can assist:
  • Assess the total value of your claim
  • Assess the prospects of success
  • Review your working practices
  • Obtain independent expert evidence
  • Assess if you are entitled to additional compensation

We will obtain the maximum settlement you are entitled to recover using our significant expertise and knowledge of repudiated Professional Indemnity / Public Liability claims.

If a policyholder was represented by a broker, it may be that the broker should have been aware that certain facts needed to be disclosed. In these cases, we might consider it more appropriate for the policyholder to make a claim directly against the broker.

  • High Success Rate

  • Short Payout Time

  • Large Sums Recovered

  • Nationwide Coverage

Warranties and Conditions

Some Professional Indemnity / Public Liability Insurance policies contain warranties and conditions that are not found in other insurance policies. In each case, we will review whether it was correct for the insurer to reject or partially reject the claim and rely on a strict interpretation of the warranty or condition in question.

If a policy holder was represented by a broker, it may be that the broker should have been aware that certain facts needed to be disclosed. In these cases, we might consider it more appropriate for the policyholder to make a claim directly against the broker.

miwp_rejectedThere are a number of reasons why your claim could be rejected:

  • Incorrect information – if you gave wrong information at any stage (for example, about how something got damaged), it could affect your claim.
  • Lack of due care– for example, you may have unknowingly contributed to the event  which may mean you’re not covered under the terms of the policy.
  • You didn’t take reasonable care to answer all the questions on the application truthfully and accurately – for example you might not have told the company about a pre-existing medical condition, county court judgment (CCJ) or criminal conviction.

If you are not happy with the reasons the insurance company give for rejecting your claim, contact My Insurer Won’t Pay and we will happily review your claim for free. 

My Insurer Won’t Pay
The Disputed Insurance
claims specialist

We act for consumers and businesses who have had a genuine insurance claim rejected within the last 6 years or the offer made on their insurance claim is too low.

Was your...

or

Did the insurance company make the wrong decision?

Is your claim worth over £2,000?

Is your claim still ongoing?

Is your overall claim worth over £2,000?

Yes, You could be Entitled to Claim!

Please complete your details below and we’ll call You back to put your claim in to progress…

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