It is not an unusual occurrence and sometimes Insurance Companies do make the wrong decision.
If you have had a Home Insurance claim either completely or partly rejected within the last 5 years, My Insurer Won’t Pay will happily review your claim.
A rejected claim means the insurer will not pay anything until they are happy that they are liable for the claim, we will therefore fight on your behalf to obtain an early admission of liability. Once the insurer has accepted liability we will then negotiate an interim payment and/or secure alternative accommodation whilst your property is being reinstated.
We will obtain the maximum settlement you are entitled to recover using our significant expertise and knowledge of repudiated insurance claims.
Most home insurance policies contain warranties and conditions. In each case, we will review whether it was correct for the insurer to reject or partially reject the claim and rely on a strict interpretation of the warranty or condition in question.
Where a claim has been rejected because the insurer says a policyholder has breached a warranty or condition, we will review to see whether there is a direct link between the breach and the loss the consumer has suffered. For example, it is not unusual for an insurer to reject a fire claim because a specific type of burglar alarm was not fitted.
If a policyholder was represented by a broker, it may be that the broker should have been aware that certain facts needed to be disclosed. In these cases, we might consider it more appropriate for the policyholder to make a claim directly against the broker.
My insurer did pay in the end! Delighted with the outcome.
True experts in their field. Very efficient and helpful. You should be extremely proud of your team.
If you are not happy with the reasons the insurance company give for rejecting your claim, contact My Insurer Won’t Pay and we will happily review your claim.
We act for consumers and businesses who have had genuine insurance claims over £5,000 rejected within the last 5 years or the offer made on their insurance claim is too low.
Did the insurance company make the wrong decision?
Is your claim worth over £5,000?
Is your claim still ongoing?
Is your overall claim worth over £5,000?
Please complete your details below to put your claim into progress…