There is no “typical” commercial / business insurance cover.
Insurers offer a wide range of standard and non-standard extensions to their policies to meet the specific needs of their commercial / business customers.
A rejected claim means the insurer will not pay anything until they are happy that they are liable for the claim, we will therefore fight on your behalf to obtain an early admission of liability.
Once the insurer has accepted liability we will then negotiate an interim payment to ensure your business continues to trade during this difficult time.
We will obtain the maximum settlement you are entitled to recover using our significant expertise and knowledge of repudiated insurance claims.
Some commercial / business insurance policies contain warranties and conditions that are not found in other insurance policies. In each case, we will review whether it was correct for the insurer to reject or partially reject the claim and rely on a strict interpretation of the warranty or condition in question.
Where a claim has been rejected because the insurer says a policyholder has breached a warranty or condition, we will review to see whether there is a direct link between the breach and the loss the consumer has suffered. For example, it is not unusual for an insurer to reject a fire claim because a specific type of burglar alarm was not fitted.
If a commercial / business policyholder was represented by a broker, it may be that the broker should have been aware that certain facts needed to be disclosed. In these cases, we might consider it more appropriate for the policyholder to make a claim directly against the broker.
It not an unusual occurrence and sometimes Insurance Companies do make the wrong decision.
If you have had a Commercial or Business Insurance claim either completely or partly rejected within the last 6 years, My Insurer Won’t Pay will happily review your claim free of charge (no cost whatsoever).
My insurer did pay in the end! Delighted with the outcome.
True experts in their field. Very efficient and helpful. You should be extremely proud of your team.
If you are not happy with the reasons the insurance company give for rejecting your claim, contact My Insurer Won’t Pay and we will happily review your claim for free.
We act for consumers and businesses who have had a genuine insurance claim rejected within the last 6 years or the offer made on their insurance claim is too low.
Did the insurance company make the wrong decision?
Is your claim worth over £2,000?
Is your claim still ongoing?
Is your overall claim worth over £2,000?
Please complete your details below and we’ll call You back to put your claim in to progress…